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12 Best Life Insurance Companies in USA Best Term Life Insurance: Protective Best Buying Experience: Haven Life Best Convertible Term Life Insurance: MassMutual Most Living Benefits: Nationwide Best Return-of-Premium Term: Mutual of Omaha Great Traditional Insurer: Guardian Best for Military: USAA Great for Dividends and No-Medical Exam Life Insurance: Penn Mutual Cheapest Term Premiums: Banner Best for Customer Satisfaction: State Farm Life Insurance Best Whole Life Insurance: New York Life Largest Life Insurance Company: Northwestern Mutual LIFE INSURANCE BEST COMPANIES 12 Best Life Insurance Companies Those who have lost income and like to cover funeral expenses and medical bills, or pay ongoing costs like a mortgage while your estate can be sorted out, life insurance can cover you. Depending on the company you you like to go with, the riders that are included in the company, and the type of policy you ge...