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Why is travel insurance important? Travel insurance Travel insurance is important as it protects a person from unexpected bills that may cause problems on holiday. Events that are beyond your control can cause difficulties with your holiday plans and could leave you seriously out of pocket. Medical costs alone may amounts to beyond your reach when you’re abroad. I like to give you an idea that medical treatment for a stomach bug in the USA and flights back to the UK could cost as much as £100,000 and if you do not have travel insurance, you’d have to cover those costs yourself. The right travel insurance policy can give you peace of mind that you’re protected while away necessitating you for medical treatment, repatriation, holiday cancellation and lost or stolen baggage and more. What does travel insurance cover? What’s typically covered by travel insurance? Lost baggage – In case your baggage and belongings are lost, stolen or damaged during your trip, loss of baggage cover will