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100 Frequently Asked Insurance Questions by Insurers Business Insurance Insurer: Tell me whether my business need employment practices liability? Insurer: Should my small business have business income insurance? Insurer: What are the exclusions on a general liability policy? Insurer: What is the difference between general liability and professional liability? Insurer: What is hired and non owned auto liability insurance? Insurer: How does your loss ratio affect business insurance premiums? Insurer: How is a business owners policy (BOP) different from general liability? Insurer: What is New York state short term disability insurance? Insurer: What is covered on a commercial general liability insurance policy? Insurer: What is covered under a fiduciary liability insurance policy? Insurer: Why does it take longer to get a business insurance quote than an auto insurance quote? Insurer: What is the Best Restaurant Insurance Program? Auto Insurance Insurer: What is the difference between c